The Best Home Equity Options with
a Fair Credit Score in 2024

The home equity companies that are best for borrowers with a fair credit score.

We rated the nation’s leading lenders and brokers to determine which
are best for those with a credit score of 649 or below

Disclosure: we receive advertising revenue from some of our clients. More information

Best for Fair Credit Borrowers in

Best Home Equity Loans

Ratings Recap for Fair Credit Borrowers

Rank
Company
Score
Rank
Company
Score
AmeriSave
Discover
New American Funding
Mission Home Loans
Figure-HELOC
Quicken Loans
Rocket Mortgage
Unison
Unlock
Bankrate
Online-Mortgage-Loans
AnswerJunkie

Ratings Methodology for Fair Credit Borrowers

The team at Best Home Equity Loans has taken the time to investigate the credit score requirements of each of the lenders we feature in order to determine which ones have the most to offer to homeowners with mid-range credit scores. We consider both the lowest accepted credit scores of each company, and the interest rates you can expect from them. Be aware that certain loan types may have minimum credit score requirements by law, regardless of the lender. Through hours of in-depth research, we created the ratings and reviews you see here as a helpful guide to the best home equity loan options for homeowners with fair credit scores.